• We meet the needs and budget of both the employer and employees, with a customized approach. We compare all major medical carriers, as well as smaller carriers for voluntary benefits, supplemental plans, HSAs, and new self-funded plans with zero risk available for small businesses.
• We provide full administration and onboarding as well as plan administration throughout the year, supporting HR staff and eliminating the burden of benefits administration.
• We make employee benefits easy and affordable for all!

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Insurance & Benefits Advisors specializes in helping small to medium-size businesses, including sole proprietors. We offer best-in-class services typically offered to larger corporations only. Our approach is consultative, working with business owners and managers to acquire the best services and products while reducing costs. It can be done! We do not charge retainer fees or have minimums, and we provide free initial quotes and consultations.

Our business services include:

• Employer Group Benefits including fully insured, self-funded, and voluntary benefits, (Dental, Vision, Critical Illness, AD&D, Life, Short Term, Long Term, LTD and STD, COBRA Administration, health savings accounts, 401K, travel insurance, and more).
• Business Lines: general liability, workers’ compensation, professional liability, builder’s risk, property insurance, business automobile insurance, key man policies, cyber insurance, and umbrella policies.
• Financial Services: We coordinate services with your partners or ours for business succession, financial planning, CPA services (payroll administration, bookkeeping, tax preparation, etc.) to provide seamless services.

Click Here to Get a Quote

Insurance & Benefits Advisors specializes in helping small to medium-size businesses, including sole proprietors. We offer best-in-class services typically offered to larger corporations only. Our approach is consultative, working with business owners and managers to acquire the best services and products while reducing costs. It can be done! We do not charge retainer fees or have minimums, and we provide free initial quotes and consultations.

Our business services include:

• Employer Group Benefits including fully insured, self-funded, and voluntary benefits, (Dental, Vision, Critical Illness, AD&D, Life, Short Term, Long Term, LTD and STD, COBRA Administration, health savings accounts, 401K, travel insurance, and more).
• Business Lines: general liability, workers’ compensation, professional liability, builder’s risk, property insurance, business automobile insurance, key man policies, cyber insurance, and umbrella policies.
• Financial Services: We coordinate services with your partners or ours for business succession, financial planning, CPA services (payroll administration, bookkeeping, tax preparation, etc.) to provide seamless services.

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• Supplemental Health Insurance protects you from out-of-pocket expenses.
• It pays when major medical doesn’t.
• Supplemental health insurance makes zero-out-of-pocket health care a reality. When we combine supplemental health insurance coverage with our major medical plans, you no longer have to worry about unforeseen expenses.
• Higher deductible plans, combined with deductible coverage, are often far less expensive than low deductible plans.
• It has plans that pay you when you’ve lost income due to an Accident or Critical Illness. It also offers income protection when you need it most.

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