Who We Serve
INDIVIDUALS
- Major Medical - On and off exchange
- Short-term (from 1-month to 3- year fixed rate terms available)
- Fixed-benefit and supplemental plans
- Dental
- Vision
- Life
- STD and LTD
- Long-term Care
- Stand-alone prescription coverage, ideal for those with high deductible plans
FAMILY
Not all family members have the same needs. Custom plans to meet the needs of each member, while reducing costs.
- Major Medical - On and off exchange
- Short-term -From 1-month to 3- year fixed rate terms available
- Fixed-benefit -no deductible
- Supplemental - Critical illness, Accident, etc.
- Dental
- Vision
- Life
- STD and LTD
- Long-term Care
- Stand-alone prescription coverage, ideal for those with high deductible plans
SELF-EMPLOYED
Entrepreneurs have unique needs and risks
- Major Medical - On and off exchange
- Short-term -From 1-month to 3- year fixed rate terms available
- Fixed-benefit -no deductible
- Supplemental - Critical illness, Accident, etc.
- Dental
- Vision
- Life
- STD and LTD
- Long-term Care
- Stand-alone prescription coverage, ideal for those with high deductible plans
- Professional coverage
SMALL BUSINESS
As an employer in today’s business world, Insurance and Benefit Advisors knows how important it is to offer health insurance to your employees. Cost of benefits to high? No problem. We will work with your employees directly to help them find the most affordable coverage. We also offer hybrid-type plans that can be customized to meet your needs and theirs. We work with employers to promote a positive culture, and cover employees within everyone’s budget. Whether it’s a full Major medical package, or individual and voluntary benefits only, we’ve got you covered.
- Offering all Major Medical carriers, and Voluntary Benefit carriers
- Medical, Dental, Vision, STD, LTD, Life, LTC and 401K Administration.
- Additional business coverage and services include Professional Liability, Workers Compensation, Umbrella, General Liability, Cyber Liability, Commercial Vehicle, and Medical Malpractice.
MEDIUM BUSINESS
You’ve worked hard to grow your business, and need benefits to attract and retain employees, while maintaining strategic and financial goals. We work with you as part of your team to meet those needs and goals within budget. We understand that no two businesses are alike, and each needs the custom and individualized attention required to meet the needs of both the business and the employees. Contact us to learn how a custom benefits plan can improve your benefits and reduce costs. It can be done!
- Offering all Major Medical carriers, and Voluntary Benefit carriers
- Medical, Dental, Vision, STD, LTD, Life, LTC and 401K Administration.
- Additional business coverage and services include Professional Liability, Workers Compensation, Umbrella, General Liability, Cyber Liability, Commercial Vehicle, and Medical Malpractice.
LARGE CORPORATIONS
Value-rich benefits attract and retain Value-rich employees. We offer the most competitive rates with multi-plan options to reduce the cost of employee benefits for both the employer and employees. Full on-boarding and automated enrollment services reduce the cost and time of employer benefits administration. Dedicated Account Representative for ongoing administrative services throughout the plan year. Full service, independent brokerage services for non-participating employees.
- Offering all Major Medical carriers, and Voluntary Benefit carriers
- Medical, Dental, Vision, STD, LTD, Life, LTC and 401K Administration.
- Additional business coverage and services include Professional Liability, Workers Compensation, Umbrella, General Liability, Cyber Liability, Commercial Vehicle, and Medical Malpractice.
FRANCHISES, ASSOCIATIONS AND AFFINITY GROUPS
Insurance and Benefits Advisors offers Franchises, Associations and Affinity groups custom benefits to meet the needs of each, while offering preferred pricing only available to these groups.
FAITH-BASED / NON PROFIT ORGANIZATIONS
We work with you to further your cause, by helping faith-based and non-profit organizations keep valuable resources to support their mission. Whether employer sponsored benefits, or individual and family plans, our consultative approach will reduce the cost of coverage for both the employer and employees.
TRAVELERS
Insurance and Benefits Advisors offers coverage for people who travel for business and for pleasure. There are several good reasons to look into insurance, particularly when taking a long business trip, an international vacation or any other potentially high-cost trip.
Some carriers that we represent
